Take 2: Higgins Firm on estate planning

More than half of Americans put off estate planning.

Jim Higgins says the basic documents are easy to get. But if you don’t make plans, the government may end up making decisions for you and your family.

You need a will or a trust, a living will, a general power of attorney, a durable power of attorney, and a power of attorney for health care.

The Higgins Firm has an estate planning division. Call them at 800-745-3421 or visit thehigginsfirm.com