Repo man pays off elderly couple’s car

(Courtesy: WCMH)
(Courtesy: WCMH)

Click here to watch the above video from the News 2 app.

RED BUD, Ill. (WCMH) – An Illinois repo man was sent by the bank to take an elderly couple’s car. Instead, he made sure they could keep it forever.

Repo man Jim Ford is co-owner of Illini Asset Recovery in Illinois. His job is to take cars back when people don’t make their loan payments.

He’s seen just about everything while on the job.

“I`ve been shot at, ran over, just about everything you can imagine,” said Ford. “I haven’t been stabbed yet.”

Nothing he had seen before prepared him for what he encountered when he went to prepossess a car belonging to Stan and Pat Kipping.

“My grandparents are gone, but you know– I could see them in the Kippings.  I knew what was going on.  The cost of their medications have doubled or tripled, and I know that’s happening to everybody.  I knew why they were behind,” Ford said.

Ford did his job and repossessed the car, but before he got very far, he pulled over and made a phone call to the bank.

“We got to do something,” Ford told the bank. “How about I just pay it current right now?”

After the loan was made current, Ford set up a GoFundMe account. Within hours, the Kipping’s car was paid off in full. They got their car back Monday.

“It’s just like hitting the lottery,” said Stan Kipping. “I’m just so happy, I can’t believe it.”

Just for good measure, Ford even got the oil changed and had the car detailed before returning it.

“We owe a drug store $500,” said Pat Kipping.  “We owe IGA, our grocery store, money.  And then this happened.  It’s made me think that there are very good people out there, and it’s not all bad.”