City of La Vergne insurance denies elderly woman’s claim after sewage overflow

(Photo: WKRN)

LA VERGNE, Tenn. (WKRN) — An elderly woman in La Vergne says her house is unlivable.

(Photo: WKRN)
(Photo: WKRN)

Her sewer line backed up and caused an overflow. She has tens of thousands of dollars worth of damage that she said she can’t pay for.

“I can’t do nothing,” said 88-year-old Gertrude Phillips. “I can’t call nobody and say ‘come do this,’ I don’t have the money. I’m on a fixed income.”

What’s more, her sewer line backed up in 2008 and that time the City of La Vergne had to pay Phillips for the repairs.

This time, the city’s insurance company denied Phillips’ claim.

La Vergne’s City Administrator said the insurance claim was denied because it couldn’t prove the city was negligent.

He also said a final decision on whether the City will pay for Phillip’s repairs has not yet been made.

While the city decides what to do, Phillips and her adult son will have to continue to live in a home where the floors have been ripped up and candles are burned to mask the smell.

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